VA Loan Guides
Straight answers to the questions veterans and military families ask most, from a USAF veteran with 1,200+ VA loan closings.
Myths & Data
What's true about VA loans, backed by federal data and real closings.
Common VA Loan Myths, Fact-Checked
13 common VA loan misconceptions, each with the truth side by side.
Read the guide →VA Loan Denial Rates (2025 Data)
How often VA loans are denied, the top reasons why and how to avoid a denial.
Read the guide →VA vs. FHA vs. Conventional (2025 Data)
Rates, lender charges, loan costs and denial rates for 2.3 million home loans, side by side.
Read the guide →Buying a Home
From making an offer to getting the keys.
Do Sellers Accept VA Loans?
Why some sellers hesitate, what's actually true and how to make your VA offer stand out.
Read the guide →How Long Does a VA Loan Take to Close?
The step-by-step timeline from offer to keys, and what can slow it down.
Read the guide →VA Appraisal Requirements
What the appraiser checks, the May 2026 changes, required repairs and what to do if the value comes in low.
Read the guide →Using Your Benefit
Your VA benefit doesn't end at your first closing.
Reference
Quick answers and definitions.
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